Tuition & Aid
The financial aid process begins with the completion of the Free Application for Federal Student Aid (FAFSA). The FAFSA is the application that CCS uses to determine student eligibility for federal, state and institutional aid such as grants, loans and work study. In addition to completing the FAFSA, a student must be admitted to CCS to be considered for financial aid. File your FAFSA early! We recommend you file by March 1st for maximum consideration as some aid is awarded on a first-come first-served basis.
Complete your FAFSA application for Fall 2018 start term as early as October 1, 2017.
Starting with FAFSA applications for Fall 2018, the federal government will request details on the income reported two years prior to the application year (referred to as “Prior-Prior Year”). For the 2018-19 award year, that will be data from 2016.
Before you complete the FAFSA, it is recommended that you obtain an FSA User ID and password for the student and for at least one parent if the student is dependent. The FSA User ID and password act as your electronic signature and allow you to complete the FAFSA more efficiently by signing electronically. Once the User ID and password are created, it takes approximately 1-3 days before your identity is verified with the Social Security Administration and the ID is functional.
Once you’ve received confirmation that your ID and password are functional, you should visit the FAFSA website, to begin the financial aid application process. Bank and asset statements are also helpful. If you have questions while you are completing the FAFSA, look for the “Live Help” button on each page or you may contact the Federal Processor at 800.433.3243. Review your application very carefully for accuracy before submitting it to the Department of Education. Your FAFSA is not complete until it has been signed by BOTH the student and parent (if applicable). The FAFSA is signed with the FSA User ID and password discussed above, or by printing, signing and mailing a signature page.
Once your FAFSA has been submitted you will receive a Student Aid Report (SAR), which is a summary of the information that was submitted on the FAFSA. If you listed CCS on the FAFSA and you are an admitted student, we will receive your FAFSA information approximately 2 - 3weeks after submission. TIP for Michigan residents: Michigan has some types of aid that are available only to students attending private colleges in Michigan. In order to be considered for eligibility, students must list a private Michigan college (example: CCS) in the first spot among their schools of choice. The order the schools are listed in does not otherwise affect aid eligibility and does not indicate interest in one school over another.
Once your FAFSA[/EXLINK] has been received by the Financial Aid Office, you will be notified in writing if any additional documentation is needed to complete your financial aid file. Once your file is complete, you will receive a financial aid award notice. Your financial aid awards are based on your [EXLINK '3625']FAFSA information and your admissions composite score.
If your financial circumstances have changed since you filed your FAFSA (job loss, divorce, etc.) please contact our office. We may be able to make corrections to your FAFSA that more accurately reflect your current situation.
Financial Aid Verification Policy
What is Verification?
Verification is a process used to evaluate the accuracy of your Free Application for Federal Student Aid (FAFSA). Documentation you provide our office will be checked against the information on your FAFSA, and corrections made where necessary by the College for Creative Studies’ (CCS) Financial Aid Office.
March 1 – Priority deadline to complete FAFSA. If possible, all students should complete their FAFSA by March 1st each year to ensure they will qualify for all available financial aid programs
July 15 – Recommended deadline for fall students to submit verification documents to ensure all aid can be processed/applied in time for fall payment and avoid late payment fees
November 1 – Deadline to submit completed verification documents for students not returning for fall semester
November 15 – Recommended deadline for students enrolled in winter semester only to submit verification documents to ensure all aid can be processed/applied in time for winter payment and avoid late payment fees
April 1 – Deadline to submit completed verification documents for students enrolled in winter
Why are students selected?
- 30% of applications are randomly selected by the U.S. Department of Education.
- The submitted FAFSA has either incomplete data and/or contains contradictory information.
- CCS reserves the right to institutionally select a student file for verification to review and resolve conflicting information.
How will I be notified if I am selected?
Many students will be notified via their FAFSA’s Student Aid Report (SAR), which may provide a comment stating they have been selected for verification and that their school’s financial aid office will be in contact with them.
Students are also notified through a series of communications sent from the CCS Financial Aid Office via regular mail (to the preferred mailing address you provided) and email (to the email provided on your FAFSA and your CCS student email).
What will I need to provide?
The Verification Request Notification sent to you by the CCS Financial Aid Office will provide a detailed list of the specific documents required for you and where to submit them. Some commonly requested documents are:
- Federal IRS Tax Return Transcript for students and/or parent
- Verification Worksheet
How long will the verification process take?
Once all requested documentation is received verification it takes approximately 2 weeks for our office to review the documentation and make required corrections to the FAFSA. Additional time may be required during high volume period like late spring and early summer.
Since you will not receive an official calculation of your available financial aid funding until all documentation is received and processed, it’s strongly recommended that documentation be submitted as soon as possible to ensure you have a clear idea of what will be owed out of pocket before the school year begins and allow you to make decisions and plan effectively.
What happens next?
We are required to resolve any conflicting information, so in some cases we may need to ask follow up questions and/or request additional documentation to clarify discrepancies.
Once the all required verification is completed and any necessary corrections to your FAFSA are submitted electronically by CCS Financial Aid Office, you will receive a notice from the Department of Education that a new Student Aid Report (SAR) is available for you to review. The SAR will provide detail of the items that were updated and, if applicable, any update to your Expected Family Contribution (EFC).
CCS will use your updated EFC to calculate the federal, state and institutional aid you qualify for. New/incoming students will receive an Official Financial Aid Notification via regular mail. Returning students will receive an email notice that their aid has been calculated and can be viewed on WebAdvisor.
What happens if I do not provide the requested documentation?
No federal or state aid can be applied to your account until all requested documentation is received and verification is complete. Failing to provide the requested documentation in a timely manner can have minor consequences, such as late fees charged to your student account. It also leaves you with an unclear picture of how much you are eligible for in financial aid and what your out-of-pocket expenses will be, making it difficult to make clear financial decisions. In the most severe circumstances not completing verification can result in the loss or cancellation of federal and state financial aid funds.
What happens if the school suspects fraud?
Most errors are treated as a misunderstanding and are simply corrected on the FAFSA or with a verification document submitted to resolve the error. However, per federal regulation, individuals who are suspected of purposely providing false or misleading information to obtain federal financial aid funds will be reported to U.S. Department of Education, Office of Inspector General for review.
What do I do if I need help?
Please get in contact! We’re happy to assist.
CCS Office of Financial Aid
201 E. Kirby (Yamasaki Building)
Detroit, MI 48202