Tuition & Aid

There are many types of financial aid available to our students. Ninety-eight percent of students receive some combination of the following types of aid totaling approximately $33 million.

Need-Based Grants and Scholarships

Federal Pell Grant
A federally-funded grant awarding $598 to $5,815 per academic year for undergraduate students demonstrating high financial need.

Federal Supplemental Educational Opportunity Grant (FSEOG) Program
A federally-funded grant for undergraduate students demonstrating high financial need. Awards will be made to eligible students with the lowest expected family contributions who receive Pell Grants in that year.

Michigan Tuition Grant and Michigan Competitive Scholarships
The Michigan Department of Education awards tuition grants and scholarships annually to Michigan residents who demonstrate financial need.

CCS Tuition Grant
Institutionally-funded need-based grant program. Amounts vary based on need.

CCS Scholarships

Applicants to CCS are automatically considered for CCS Scholarships once they complete their admissions requirements. Awards are based on the portfolio review and academic achievement of the applicant and range between $10,000 to $17,000 per year. Recipients must maintain a minimum cumulative GPA of 2.5 to continue receiving these scholarships.

Learn More

Veterans Education Benefits

New Students applying for Veteran benefits for the first time, need to:

  1. Complete the Application for VA education Benefits online at: www.vets.gov
  2. Once you have registered for your classes please complete the Request for VA Enrollment Certification.; This form will need to be completed each semester you wish to receive VA benefits.
  3. Bring a copy of your VA application, Certificate of Eligibility letter and the VA Enrollment Certification form for the current semester to the VA Certifying Official, Karen LaDucer, located in the Office of Academic Advising and Registration in the Yamasaki Building.

If you have used your VA benefits at another institution, you will need to:

  1. Complete Form 22-1995 Request for Change of VA Education Program Place of Training – www.gibill.va.gov/GI_Bill_Info/education_forms.htm
  2. Once you have registered for your classes please complete the Request for VA Enrollment Certification. This form will need to be completed each semester you wish to receive VA benefits.
  3. Bring copies of your VA application, Certificate of Eligibility letter, Form 22-1995 and the VA Enrollment Certification form for the current semester to the VA Certifying Official, Karen LaDucer, located in the office of Academic Advising and Registration in the Yamasaki Building.

Returning Students, need to:

  1.  Once you have registered for your classes please complete the Request for VA Enrollment Certification.  This form will need to be completed each semester you wish to receive VA benefits.  Bring completed for to the VA Certifying Official located in the office of Academic Advising and Registration in the Yamasaki Building

All changes of address, majors, withdrawals from courses must be reported immediately to the VA Certifying official.

 

Questions?

Email  in the Academic Advising and Registration Office.

Work Study Programs

Federal Work-Study Program
The federally-funded program provides on-campus jobs for students demonstrating financial need. Awards will be made to eligible students with remaining need to the extent of available funds on a first-come, first-served basis.

Michigan Work-Study Program
The state-funded work program provides on-campus jobs for Michigan residents demonstrating financial need.

Student Employment Program
The College-funded work program meets campus needs and employs students ineligible under federal or Michigan work-study programs.

 

If you have additional questions about work study or want to see available positions please contact Dorin Campbell at 313.664.7497.

View CCS's open work study positions

Loan Programs

There are three types of loans available to students and/or parents at CCS. The chart below gives you a thumbnail sketch of each one, and tells you where to find the detailed information. Applies to loans disbursed between July 1, 2011 and June 30, 2012.
 

Federal Subsidized Stafford Student Loans

A federally-subsidized, need-based loan program. Repayment begins six months after graduation, upon enrollment of less than half-time, or upon withdrawal from the College.

Unsubsidized Stafford Student Loans

A federal, non-need-based loan program available to independent students or dependent students whose parents have been denied a PLUS loan. Repayment begins six months after graduation, upon enrollment of less than half-time, or upon withdrawal from the College.

Learn More

Federal Parent PLUS Program

Supplemental loans to parents of dependent students based on credit application. Repayment begins within 60 days after the loan is fully disbursed. 

Alternative/Private Loans

Private supplemental student loans offered by various banks based on a credit application. Most student applicants will require a cosigner.

Learn More

FEDERAL STAFFORD LOANFEDERAL PLUS LOANALTERNATIVE LOAN
Brief DescriptionFederally guaranteed loans made to students to assist in educational costs.Loans made to parents of dependent students. intended to supplement financial aid package.Private loans made to students, usually with a co-signer. intended to supplement financial aid package.
LenderDirect LoanDirect LoanOther
Annual AmountMaximum amount is determined by grade level (number of credits completed). – See financial aid notification letter.Maximum amount = cost of education minus other financial aid. – See financial aid notification letter.Maximum amount = cost of education minus other financial aid. – See financial aid notification letter.
Interest RateFixed rate of 6.8% (Government pays interest on subsidized loans while the student is in school.)Fixed rate of 7.9%Depends on loan chosen from CCS alternative loan list. – Most have a variable rate.
Fees1.0% origination fee, deducted before disbursement.4.0% origination fee, deducted before disbursement.Depends on loan chosen.
DisbursementUnless otherwise specified, funds are received in 2 equal disbursements, 1 for each semester.Unless special arrangements made with financial aid office, funds are received in 2 equal disbursements, 1 for each semester.Unless special arrangements made with financial aid office, funds are received in 2 equal disbursements, 1 for each semester.
RepaymentWith in-School deferment repayment begins 6 months after the student leaves school or drops below 6 credits enrolled. – Several repayment plans are available.Begins 60 days after loan is fully disbursed. Payments can be deferred on request. – Several repayment plans are available.With in-School deferment repayment begins 6 months after student leaves school or drops below 6 credits enrolled. – Students are responsible for contacting their lender to request deferment.
Get more informationSee Stafford Loan infoSee Plus Loan infoSee alternative loan info
Get applicationCompleted onlineCompleted onlineSee alternative loan info