Graduate Tuition & Financial Aid

MFA Financial Aid considerations

2014/2015 Tuition & Fees

Full-time Enrollment: $19,410 per semester (12 to 18 credits)
Part-time Enrollment: $1,294 per credit

Commitment Fee: $100 per semester
Student Accident Insurance: $42 per year
Resource Fee: $575 per semester
Graduation Fee: $150

Scholarships & Financial Aid

  1. MFA Scholarships
  2. MFA Financial Aid
  3. Loan Programs
  4. Duration of Eligibility
  5. Return of Title IV Funds

MFA Scholarships

Applicants are automatically considered for CCS Scholarships upon completion of the admission requirements. Awards are based on the portfolio review, academic achievement, the interview and the applicant's potential for success. If an applicant is awarded a CCS MFA Scholarship, the applicant will receive notification of this scholarship along with their acceptance letter. Recipients must maintain a minimum cumulative GPA of 3.0 to continue receiving these scholarships. Students receiving tuition assistance from their employer or country will not be eligible for these scholarships.

MFA Financial Aid

Eligibility Requirements

Eligibility for need-based financial aid is determined by an analysis of financial resources for the most recent calendar year to assess a student's ability to contribute to college costs. Adjustments to an application can be made because of a major change in circumstances, such as death, divorce or loss of employment or benefits.

To receive federal or state financial aid from CCS, students must demonstrate financial need, be accepted for enrollment in the graduate program, attend the College on at least a half-time basis, maintain satisfactory academic progress and be a U.S. citizen or permanent resident. In addition, a student must be registered with Selective Service (or be exempt) and cannot owe a refund on previous Title IV funds received or be in default on any student loan.

Application Procedures

All students must complete the Free Application for Federal Student Aid (FAFSA) to be considered for need-based financial aid, which can be located on the Department of Education's website at www.fafsa.ed.gov. The recommended filing deadline for Michigan residents who want to be considered for state aid is March 1. CCS' Title IV code is 006771.

Loan Programs

Federal Direct Unsubsidized Loan Program

A federal, non-need-based loan program available to students who have completed the FAFSA (Free Application for Federal Student Aid). Repayment begins six months after graduation, upon enrollment of less than half-time or upon withdrawal from the College.

Federal Direct Graduate PLUS Loan Program

Supplemental loan from the based on credit application. Repayment begins within 60 days after the loan is fully disbursed.

Alternative Loan Program

Credit-based loans from private lenders. Contact the Office of Financial Aid for additional information.

Duration of Eligibility

Full-time students may receive financial aid for a maximum of three years (six semesters) of full-time awards. Half-time students are eligible for a maximum of six years (12 semesters) of half-time awards. Contact the Office of Financial Aid for more information.

Satisfactory Academic Progress

In order to be eligible for financial aid, students must maintain satisfactory academic progress toward their degree as defined by the MFA program at the College. Students must maintain a B average (3.0 grade point) or above to receive financial aid. Students who do not meet this requirement will have their financial aid terminated. Students whose average grade is below C (2.0 grade point) will be suspended. (For further details on what constitutes satisfactory academic progress and on the academic suspension appeal process, see the Academic Policies section of the Graduate Catalog.)

Proration of Financial Aid

Financial aid is initially awarded based on full-time enrollment. For students enrolled less than full-time, federal, state and institutional scholarships and grants will be prorated using the following formula. Scholarships from outside entities are not prorated unless required by the donor. Loan amounts do not change unless requested by the students.

  • 11.5 – 9 credits – 75%
  • 8.5 – 6 credits – 50%
  • Less than 6 credits – 0

Return of Title IV Funds

This policy applies to students who are eligible for Title IV funds and withdraw prior to the 60-percent period (described below). This determines a student’s amount of Title IV funds earned for said period. The term “Title IV Funds” refers to federal financial aid programs authorized under the Higher Education Act of 1965 (as amended) and includes the following programs available to graduate students at the College for Creative Studies: unsubsidized FFEL loans, subsidized FFEL loans and FFEL PLUS loans.

A student’s withdrawal date is the date the student began the institution’s withdrawal process or officially notified the institution of intent to withdraw or the midpoint of the period for a student who leaves without notifying the institution, or the student’s last date of attendance at a documented academically related activity. Title IV aid is earned in a prorated manner based on calendar days, including weekends (and holidays no longer than five consecutive days), up to the 60-percent point in the semester, after which point Title IV aid is viewed as 100-percent earned. A copy of the worksheet used for this calculation can be requested from the Office of Financial Aid. In accordance with federal regulations, when it is determined that the return of Title IV funds is required, they shall be returned in the following order: unsubsidized FFEL loans, subsidized FFEL loan, FFEL PLUS and other Title IV funds. The College for Creative Studies is responsible for providing each student with the information given in this policy, identifying students who are affected by this policy and completing the Return of Title IV funds calculation for said students. The student is responsible for returning any Title IV funds that were disbursed directly to the student and which the student was determined to be ineligible for via the Return of Title IV Funds calculation. The policy listed above supersedes those published previously and is subject to change at any time. Any notification of a withdrawal or cancellation and request for a refund should be in writing and addressed to the appropriate institutional office.

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